The Brazilian Central Financial institution (BCB) has issued new resolutions (519, 520, and 521) to manage Bitcoin and cryptocurrency exchanges. These rules, which is able to come into drive on February 2, 2026, mandate licensing, asset segregation and commerce restrictions in keeping with Legislation 14,478, which has been in drive for the trade since 2022.
Regulators have imposed strict necessities on digital asset service suppliers (PSAVs). These platforms are equal to Exchanges or brokers should be licensed. Just like these held by banks, they’ll be capable to function inside Brazilian territory.
Brazil’s central financial institution stated the resolutions had been the “results of intensive public consultations” since 2023, with “enter from market establishments, associations and worldwide specialists.” BCB added in an official assertion that the motion seeks to keep away from regulatory arbitration and search “better effectivity and authorized safety.”
Present corporations should adapt their operations in accordance with rules. In case you do not do this, Should shut store in Brazil and return funds to prospects. International platforms, then again, have 270 days to adapt to the foundations or need to cease serving home traders.
Decision 519 addresses the availability of companies and extends monetary regulation to digital forex service suppliers. This consists of buyer safety, anti-money laundering and governance necessities.
In the meantime, Decision 520 establishes licensing guidelines for PSAVs, mandates the separation of company monetary assets, and prohibits credit score and self-leverage.
In the meantime, Decision 521 integrates digital currencies into alternate markets and defines transactions as currencies. On prime of that, Set limits on worldwide remittances in crypto forex USD 100,000 for PSAV with out direct authorization and USD 500,000 for banks. Info on international alternate and international capital transactions can be necessary from Might 4, 2026.
This regulatory tightening in Brazil comes at a time when the Bitcoin and cryptocurrency sector is booming. For instance, on this nation, OranjeBTC emerged as the corporate with the most important Bitcoin reserves in Latin America, shaking up the ecosystem, as CriptoNoticias reported in September 2025.
Within the midst of the identical frenzy, a debate was delivered to Congress about whether or not Bitcoin needs to be authorized as a reserve fund for the federal government. Nevertheless, this initiative didn’t obtain BCB approval. BCB goals to strengthen its robust authorized framework as home digital property proceed to increase.
