Phantom Pockets has begun rolling out a debit card within the US, permitting customers to spend on-chain stablecoins by way of Apple Pay and Google Pay.
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- Phantom has launched early entry to its debit card for customers in the US.
- This card permits spending from on-chain stablecoin balances.
- It will likely be out there internationally after its U.S. rollout.
Phantom confirmed in a publish on X on December 15 that early entry to its Phantom Money pay as you go debit card is rolling out to customers in the US, marking a big step in its efforts to remodel cryptocurrency wallets into on a regular basis cash apps.
The rollout will start with a gradual launch with a ready listing for Phantom, restricted to US customers for now, with international growth deliberate later. Phantom stated entry will stay open all through this week.
Spend immediately out of your Phantom Pockets on-chain stability
The Phantom Money Debit Card is a Visa pay as you go card that customers can use immediately from their Phantom Money stability, backed by Solana’s USD-pegged stablecoin CASH. At launch, customers will obtain a digital card that may be added to Apple Pay and Google Pay for contactless funds, however bodily playing cards might be out there at a later stage.
The wait is over.
Early entry to the Phantom Money debit card begins this week.
At present rolling out in the US, and worldwide growth will start quickly ✨💳👇 pic.twitter.com/B4rcbxyqdR
— Phantom (@phantom) December 14, 2025
The app converts on-chain stablecoin balances to {dollars} on the level of sale on the time of buy. Customers don’t should manually promote their crypto or preload a separate stability earlier than making a purchase order, giving them an analogous expertise to utilizing an everyday debit card whereas being crypto-native.
You’ll need to confirm your id to entry your card, however this may even unlock extra options inside Phantom Money, akin to direct financial institution transfers and seamless on/off ramps. Phantom notes that the corporate will not be a financial institution and its pay as you go Visa playing cards are issued by Lead Financial institution and managed by Bridge Ventures, and will incur charges primarily based on utilization.
A part of a broader push for on a regular basis funds
The debit card launch builds on Phantom’s regular growth all year long past swaps and token storage. Earlier this winter, Phantom launched a devoted Money tab that helps gasless peer-to-peer transfers and on the spot stablecoin conversion utilizing Phantom usernames.
Phantom has additionally added options geared toward preserving customers within the app for extra than simply transacting. Prediction markets, stablecoin funds, and yield merchandise have progressively made wallets extra like light-weight monetary hubs than pure crypto interfaces.
With over 15 million month-to-month energetic customers on Solana, Ethereum, Bitcoin, and Sui, Phantom is now coming into an more and more aggressive house. Whereas different wallets and exchanges have launched debit playing cards tied to cryptocurrency balances, Phantom’s method stands out in that it holds funds on-chain till the second of buy.
For now, entry stays restricted, and the corporate is asking customers nonetheless on its ready listing to be affected person because the rollout continues. If applied, the debit card might be one in all Phantom’s most seen options up to now, quietly testing how comfy customers are with utilizing stablecoins of their every day lives.

